We're here to help you.
The money you need, when you need it.
From $100 to $5,000 with no credit check.
Apply online, get a quick response, and receive your money in 24 hours.
Start my application →Please note: CheckStation is a loan comparison platform and is not a lender. Furthermore, CheckStation is the name of the website and does not guarantee that your application will be approved by one of our partners.
Need an instant payday loans Canada no credit check?
An instant payday loans Canada no credit check is a loan where the online lender in Canada does not perform any type of credit check or pull any type of credit report on you as a borrower before lending you the money.
Fast
Quick response
Secure
256-bit SSL
Flexible
Tailored payments
Simple
2 minutes online
They trust us.
150+ satisfied customers every day
"Urgent repair needed on my car. I had the money in less than 24 hours. Thank you!"
Eric L., Montreal
"Incredible service! The money was in my account the same day."
Cynthia B., Longueuil
"Everything was clear and well explained. No surprises!"
Kathy B., Quebec
Loan Comparison Tool
Compare financing options with confidence
Check Station comparison tool allows you to explore financing options offered by our partners in Canada. Our goal: to help you better understand what's available based on your situation, free of charge and with no obligation.
What you can find here?
- Different financing options
- Tools to estimate your payments
- Guides explaining important concepts
Why trust Check Station?
A simple, accessible, and neutral online platform.
Simplicity
We simplify information to help you better understand your financial options, without unnecessary jargon.
Neutrality
Check Station is neither a lender nor a financial advisor. Our resources are informative, free, and independent.
Confidentiality
No personal information is required to use our tools or comparison services. You can explore your options freely, at your own pace.
We understand your situation.
An emergency can happen to anyone. We're here to help you.
🚗 Emergency repairs
Car, home, appliances
💊 Medical expenses
Uncovered treatments
📅 End of the month
Rent, bills, groceries
Simple as 1-2-3
No paperwork. No waiting. No queues
EASY APPLICATION
Apply on our website and access a multitude of private lenders in Canada.
FAST DECISION
Our network of private lenders provides answers in less than 3 minutes.
FAST DEPOSIT
With our network of lenders, receive cash up to $5000 via bank transfer or Interac e-Transfer in minutes!
Your data is protected
Bank-level security. Data is never shared.
- 256-bit SSL encryption
- No access to your login credentials
- Company based in Canada
- No impact on your credit score
Are you eligible?
4 simple criteria
- Resident of Quebec, 18+
- Stable employment (minimum 3 months)
- Minimum income of $300/week
- Active bank account
Bad credit? No problem! We don't do traditional credit checks.
Submit your application in just a few clicks! ➔Our terms and conditions
Transparency and clarity
Repayment Terms
We offer an annual interest rate (APR) of 18.99%.
At Check Station, we determine your minimum payments based on your ability to pay and your preferred repayment period.
Note: Membership fees apply as long as there is an outstanding balance on your loan.
Support and Credit Score
At Check Station, we strictly adhere to Canadian legal standards. If a particular situation arises during your use of our credit option, our customer service team is available to assist you with any requests, whether it's a payment deferral or any other matter.
Good news: Transactions made with our credit option have no impact on your credit score, as we do not report information to credit bureaus.
Refund Policy
Important points:
- The refunded amount cannot be less than 5% of the amount used from your credit.
- Our product is designed for one-time use and full repayment within a few weeks.
- Credit options are typically repaid over a period of 3 to 6 months.
You can repay the amount owed in full or in part at any time.
Example: A $750 withdrawal with bi-weekly repayments of $110.75 over 10 installments. The weekly membership fee of $22.50 is included in the repayment amounts shown.
Borrow responsibly.
Our solutions are for short-term emergencies. Interest rates are higher than those of traditional banks. Make sure you can repay the loan before applying.
Submit your application in just a few clicks! ➔FAQ – Frequently Asked Questions ✍️
We're here to answer your questions
Is CheckStation a lender?
No! Contrary to what you might think, CheckStation does not offer instant payday loans Canada no credit check, but is instead a completely free loan broker. By filling out our online form with your information, we forward it to the appropriate partner lending institution to continue the process with you.
Note: We work with a multitude of financial partners in the Canada who hold a money lending license issued by the Consumer Protection Office.
Are bad credit scores accepted at CheckStation?
Yes! Bad credit scores are accepted at CheckStation. We work with a variety of financing partners in the Canada who lend to and finance consumers with less-than-perfect credit histories.
What is a "micro loan"?
The concept of a "micro loan" is not strictly defined. Generally, a micro loan is a loan for an amount between $100 and $25,00.
What are the steps to get an instant payday loans Canada no credit check?
To borrow money without a credit check, you must:
- Fill out our secure form.
- Complete instant bank verification.
- Complete your application (if approved) and sign the contract.
- Receive the funds via bank transfer.
When will I receive the money?
Direct deposit within 24 hours of approval.
Does this affect my credit score?
No. There's no traditional credit check, and no report is sent to credit bureaus.
Is the verification process secure?
Yes. 256-bit SSL encryption is used. We never have access to your login credentials.
Can I apply with a bad credit history?
Absolutely! At CheckStation, you can apply for instant payday loans in Canada 24/7, even with a bad credit history. We guarantee it: no application will be rejected because of bad credit.
Is it safe?
We use IBV, the most secure technology on the market. The online form is 100% confidential and secure to protect your personal information.
What are no questions asked payday loan?
No questions asked payday loans are short terms small loans which designed for quick cash access online same day. They require minimal information, offer fast online approval, and don't focus on credit history, making them ideal for handling emergency expenses without lengthy paperwork or delays.
Ready to submit your application?
Fill out the form in just a few minutes. Your application will be sent to our partner lenders for review.
Make a request ➔